Checking & Savings

MCEFCU offers a full line of checking and savings accounts. Whether you're looking for a simple checking account to pay the bills or interested in investing your money for the future, Montgomery County EFCU has a deposit account to meet your needs and you can be assured that your money is safe because the National Credit Union Administration (NCUA) insures credit union accounts up to $250,000 per member account through the National Credit Union Share Insurance Fund (NCUSIF), a federal fund backed by the full faith and credit of the United States government.

• Checking Standard checking account.
• Savings Basic savings account for each member.
• Sub-Share Account Basic savings account for a specific purpose.
• Certificate of Deposit Fixed dollar amounts; fixed dividend rates and fixed maturity dates.
• Money Market Earn higher rates and maintain your liquidity.
• Individual Retirement Accounts Retirement savings with potential tax savings.
• Holiday Club Account Save for that dream vacation.