Montgomery County EFCU
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MC EFCU Checking Account

MC EFCU's checking account is different from accounts you will find elsewhere. They have the same convenient features, but there are some key things they don’t have and you don't want: minimum balance requirements, monthly fees* or per check fees*.

MC EFCU Checking Account holders receive the following free services:
  • Online and telephone account access
  • Mobile banking
  • Text banking
  • Remote deposit capture
  • Online bill pay
  • Visa check card
  • Access to the 30,000 surcharge free ATM locations in the Co-op Network, including all 7-Elevens.
  • Direct deposit and payroll deduction 
Overdraft Protection
Overdraft protection is also available. For details, see the ODT Opt-In section of our web site. Refer to the fee schedule for current fees.

*There are certain fees that apply on an individual basis, such as the "Overdraft Fee." See the "Fee Schedule" for details on the various fees MCEFCU charges.

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