*APR = Annual Percentage Rate. The APR offered for the above loans may be higher than the rate stated based on certain credit worthiness criteria and MVP status. The above auto loan rates include a 0.25% discount for automatic transfer payments and a 0.15% discount for the MVP Sweetest Tier. If the automatic transfer payment stops, for any reason, the APR may increase to the undiscounted rate. Rates are dependent on individual qualification and are subject to change at any time without notice. Contact the credit union for full details.