MC EFCU offers a complete selection of personal loans for any purpose.

Personal Loan

Whether you are looking for a way to consolidate your bills, pay for college tuition, or planning your next vacation, our low-rate personal loan is an affordable solution for whatever your plans are.

  • Fixed rate, term and payment
  • Loan amounts up to $20,000

Personal Line of Credit

Apply only once and when you need additional funds, simply take an advance online, by phone or by linking the line of credit to your checking account. With the line of credit, your payment is based only on the credit you are currently using.

  • Revolving credit line that can be used over and over
  • Credit limits up to $20,000

Share Secured

By using funds that are currently on deposit in your savings account, you maximize the use of your money while still maintaining your savings balance. Even better, you continue earning dividends, and when you repay your loan, you’ll still have your savings!

  • Fixed rate, term and payment
  • No credit check required, secured by funds in your savings account

Rates

*APR = Annual Percentage Rate. The APR offered for the above loans may be higher than the rate stated based on certain credit worthiness criteria and MVP status. The above auto loan rates include a 0.25% discount for automatic transfer payments and a 0.15% discount for the MVP Sweetest Tier. If the automatic transfer payment stops, for any reason, the APR may increase to the undiscounted rate. Rates are dependent on individual qualification and are subject to change at any time without notice. Contact the credit union for full details.