Montgomery County EFCU
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Personal Loans

Holiday Personal Loan Special  - Through January 15, 2016

This is the time of year that’s meant to be special. Have what you need with an MC EFCU Holiday Signature Loan. We’ve put together all the right ingredients to make the season of giving affordable:
  • Low Rate - as low as 4.99%.
  • Manageable Terms - up to 24 months.
  • Just The Right Amount - up to $2,500


Skip your payment that’s normally due in December or January. Then spend the holiday with a little more joy!
  • Eligible loan types include vehicle, personal, and share secured
  • A $25 fee applies for each loan skipped
  • Complete our new online form Skip-A-Payment request
  • Complete a Skip-A-Payment request form and return the form to a branch, drop it in the mail or e-mail it to the loan department at:

Take advantage of our current Holiday Personal Loan Special or if that doesn't meet your need, use our regular Personal Loan to get the financing you need, when you need it!


Personal Loans are Great for:

  • Unplanned expenses e.g. medical, home or auto repair
  • Vacations,
  • Weddings,
  • Debt consolidation,
  • Back to school expenses.

Life happens. It’s the unexpected things that sometimes call for a personal loan. Check our Personal loans shown below to see if one of them might meet your current needs.


Line of Credit/Overdraft Protection

  • A signature line of credit, on which, you can write a checks.
  • Provides overdraft protection for your checking account should you accidentally overdraw.

Personal Loan

  • Fixed term,
  • Low fixed rate

Share Secured Loans

  • This loan is secured by funds on deposit in your Share Account.
  • The funds, pledged as collateral for the loan, must always remain at the same balance as the loan.
  • MC EFCU offers 100% share secured loans.



FDIC Equal Housing Lender
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