Montgomery County EFCU
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Pay-Boost "The Payday Loan Alternative"

Surprises happen, and sometimes they're expensive. But if you find yourself in need of quick cash, you're in luck. MC EFCU’s Pay-Boost is a short-term loan for cash flow emergencies.
Pay Boost is available to MC EFCU members with an active account. There is no lengthy credit application and it is completely confidential. You can even apply instantly online.
The following are the key elements of the “Pay-Boost” loan"
Loan Amount Loan Rate* Loan Length
$250.00 21% 2 Months
$500 25% 3 Months
$750 28% 4 months
*$20.00 application fee per loan
  • Must be a MC EFCU member for at least 1 month before a loan can be made;
  • No more than 3 Pay-Boost loans in any rolling six month period;
  • Previous loan must be paid-in-full before a new Pay-Boost loan can be made;
  • Payroll deduction or direct deposit is recommended;
  • Free credit counseling is available.
FDIC Equal Housing Lender
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