Montgomery County EFCU
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 Germantown Branch/Headquarters
19785 Crystal Rock Drive
Suite 201
Germantown, MD 20874
301-279-1964 Mon-Fri; 8:00 am to 5:00 pm
For map & directions
Rockville Branch
20 Courthouse Square
Suite 101
Rockville, MD 20850
301-279-1964 Mon-Fri; 8:00 am to 5:00 pm
For map & directions

* NEW Branch & Drive Thru Hours:

Germantown Lobby Hours:
Monday - Friday: 8:00am - 5:00pm
Saturday: 9:00am - 1:00pm
Sunday: Closed
Germantown Drive Thru:
Monday - Thursday: 8:00am - 5:00pm
Friday: 8:00am - 6:00pm
Saturday: 9:00am - 1:00pm
Sunday: Closed

Rockville Lobby Hours:
Monday - Friday: 8:00am - 5:00pm
Weekends: Closed 
Credit Union Service Centers The Co-OP Shared Branch network allows you to perfom transaction on your MC EFCU accounts through a network made up of Credit Union Service Center Locations and branches of credit unions that participate in the network. So whether you're across town, across the state, or across the country, your credit union branch is always nearby. Click on the Co-Op Shared Branch logo to the left to find a location near you.

Service Center Branches in Montgomery County*

FedFinancial FCU
1616-D Rockville Pike
Rockville, MD  20857
Mid-Atlantic FCU
4831 Cordell Ave
Bethesda, MD  20814
Mid-Atlantic FCU
555 Quince Orchard Rd
Gaithersburg, MD  20878 
Mid-Atlantic FCU
12820 Wisteria Dr
Germantown, MD  20874  
Mid-Atlantic FCU
11140 New Hampshire Ave
Silver Spring, MD  20904
NASA Federal CU
1592B Rockville Pike
Rockville, MD  20852 
Signal Financial FCU
3015 University Blvd W
Kensington, MD  20895 
To ensure your access to your credit union accounts, when you need access, we want to remind you of other channels to conduct transactions:
  • 7-Eleven VCOM Units – These units are available 24/7 and process most transactions processed by the current Shared Branch locations (cash deposits excluded).
  • Surcharge-Free ATMs – Withdraw cash surcharge-free at over 30,000 Co-Op ATM terminals including over 5,500 terminals at 7-Eleven locations. Visit our website at to search for a location or use the “Locations” tab in our Mobile Apps.
  • Mobile Banking – Check account information, transfer funds and pay bills utilizing our mobile apps available to all Android, iPhone, iPad and Kindle Fire devices. Deposit checks utilizing our Remote Deposit Capture with our Android, iPhone and iPad Apps.
  • Phone Banking – Review account information and transfer funds between your accounts utilizing our 24/7 automated telephone service, C.U.P.I.D. by contacting us at (301) 279-1136 or (800) 342-8728.
Additionally, we are aware of the cash withdrawal limit at Shared Branch locations to be up to $1,000.00. To accommodate this potential transaction, please contact us at (301) 279-1964 and we will increase your ATM withdrawal limit for your ATM or Visa® Check card to a higher amount not to exceed $1,000.00.

We apologize for any inconvenience this may cause. We hope that these other channels of conducting business with us will satisfy your needs and convenience.

MC EFCU ATM Locations:

Germantown Branch - Drive Thru       
(24 hour access)

19785 Crystal Rock Drive
Germantown, MD 20874

Rockville Branch - Main Lobby           
(24 hour access)

20 Courthouse Square, Suite 101
Rockville, MD 20850

ATMs at all MC EFCU branches are available to you at no charge.

Credit Union Service Centers MC EFCU participates in the CU 24 network of ATMs. The CU 24 ATM network has more than 80,000 ATMs through out the United States. Approximately, 5,500 of the CU 24 ATMs are located at Seven-Eleven stores. All of the CU 24 ATMs are service charge free for MC EFCU members. Click the logo to the left to find a CU 24 ATM near you.

 You may also use any ATM with a STAR, CIRRUS, or VISA logo. Fees may be charged for ATM services at these locations. 


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