Montgomery County EFCU
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Member Value Program (MVP)

See how Do More, Get More!” can work for you.

A lot of companies say they value their customers. MC EFCU does more than say we value our members. We show our members that we value their support with our Member Value Program (MVP). This program is designed to provide our members a way to save and earn even more with MC EFCU by doing more with the Credit Union and, it couldn’t be easier. The balance amounts members carry in their Credit Union accounts determine how much more the member will get from the Credit Union. It doesn’t matter if the balance is in a loan account or a deposit account. All account balances are counted and the member does not have to keep track of their balances – MC EFCU does that for them.

And even better, the account balances are for the household. If you, your spouse and your children have separate accounts, they are all counted in your total balance. 

Depending on the total of the member’s household MC EFCU account balances at the end of the month, a member’s household is placed in one of four tiers:

  • Basic Tier                  $5.00 -  $7,499.99
  • Sweet Tier                $7,500 - $14.999.99
  • Sweeter Tier             $15,000 - $49,999.99
  • Sweetest Tier            $50,000 and up

Depending on which Tier the member’s household is in at the end of the month determines the extra services, additional earnings on selected deposit accounts, and discounts on loan rates and other Credit Union products that will apply for that month.

Unlimited free ATM’s, rebates of domestic ATM surcharges (U.S. ATMs only), reduced loan rates, increased deposit rates, free travelers checks and free money orders are just a few of the benefits of doing more with the Credit Union. Click on the MVP graphic below to see the Tiers and the additional services and discounts your household can receive.
So how do you sign-up for this program? You don’t have to. MC EFCU does that too. When you achieve the household balance that puts you in one of the Tiers we automatically start giving you extras that you deserve.


NOTE: The Member Value Program is for individual members only. Business accounts and other organization accounts are not included. Members must be in good standing with MC EFCU in order to take advantage of the discounts and free services offered through Member Value Program (MVP). Any or all benefits of Member Value Program (MVP) may be suspended, modified or cancelled, without notice, at the option of the Credit Union.


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