Montgomery County EFCU
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rates

Certificate Rates

Effective 03/11/2015 . Rates subject to change without notice.

MINIMUM DEPOSIT IS $1,000. SUBSTANTIAL PENALTY FOR EARLY WITHDRAWAL. PLEASE CONTACT MEMBER SERVICES AT 301-279-1964 FOR SPECIFIC DETAILS AND RATES. DIVIDENDS ARE PAID MONTHLY.

*APY = Annual Percentage Yield. Rates are subject to change at any time without notice.
**Rates include .15% increase based on acheiving the Sweetest Tier in MC EFCU's Member Value Program (MVP)
 

 Major Bank Comparison of Certificate Rates

CERTIFICATES MC EFCU
RATE
MAJOR BANKS1
AVERAGE RATE
MC EFCU BEATS
AVERAGE BY
12 MONTHS 0.60% 0.12% 484%
24 MONTH 0.90% 0.22% 417%
36 MONTHS 1.25% 0.28% 440%
48 MONTHS 1.75% 0.39% 449%
60 MONTHS 2.00% 0.53% 377%

 1 The following banks are included in the "Major Banks Average": Bank of America, Capital One, M & T, PNC, & Wells Fargo. Rates based on individual bank web sites as of March, 2015.

 

FDIC Equal Housing Lender
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