Montgomery County EFCU
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rates

Share and IRA Certificate Rates

Effective 01/08/2014 . Rates subject to change without notice.

MINIMUM DEPOSIT IS $1,000. SUBSTANTIAL PENALTY FOR EARLY WITHDRAWAL. PLEASE CONTACT MEMBER SERVICES AT 301-279-1964 FOR SPECIFIC DETAILS AND RATES. DIVIDENDS ARE PAID MONTHLY.

*APY = Annual Percentage Yield. Rates are subject to change at any time without notice.

 

 Major Bank Comparison of Certificate Rates

CERTIFICATES MC EFCU
RATE
MAJOR BANK1
AVERAGE
MC EFCU BEATS
AVERAGE BY
12 MONTHS 0.45% 0.09% 389%
24 MONTH 0.65% 0.17% 400%
36 MONTHS 0.85% 0.24% 192%
48 MONTHS 1.25% 0.37% 238%
60 MONTHS 1.50% 0.51% 194%

 1 The following banks are included in the "Major Bank Average": Bank of America, Capital One, M & T, PNC, & Wells Fargo. Rates based on individual bank web sites as of 1/8/14.

 

FDIC Equal Housing Lender
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