Montgomery County EFCU
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  • Rates
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Service Charge Schedule

Account Research/Reconciliation $25.00/hour - Call for an appointment
Account Verification $10.00
Bad Address $5.00/month
Bill Payment Service FREE
Check Cashing for non-member $5.00
Deposit Account Collection, if account is over 35-days $20.00
Dormant Account
12 months of no activity and balance <$250.00
Duplicate Lien Release $10.00
Early Account Closure, if account closed within six months $20.00
Escheatment $100.00
Foreign Check Deposit Cost to Credit Union
Holiday Club Early Withdrawal $15.00, one free
Levy (Attachments/Garnishments) $100.00
Loan Payment Via Credit Card $15.00
Loan Re-Application, if re-applying within six months after denial $20.00
Low Balance Account (<$100) $10.00/month
Money Market Excess Withdrawal (more than three withdrawals in any one month) $10.00 per withdrawal
Money Orders* $3.00
Notary Service FREE for Members; $5.00 for non-members
Online Banking FREE
Statement/Account History
Returned Deposit Item $30.00
Shared Branch Transactions FREE
Stop Payment (Check, ACH and Bill Payment) $30.00
Summer Savings Early Withdrawal
Winter, Spring and Summer Breaks
VISA Gift Card $3.95
Withdrawal Check (3rd Party)* $5.00
Automatic Overdraft Transfer (from Savings) $5.00/transfer
Check Order Price based on style chosen
Courtesy Pay $30.00
Nonsufficient Funds (NSF/Uncollected)
 Includes checks, LOC checks, ACH, MC EFCU Check Card,
ATM Transactions, Bill Pay, Reg. D and negative balance
ATM & VISA Check Card  
ATM Transactions:
CU-24 Surcharge-Free Network
All other ATMs*
New ATM/Debit Card Rush
POS Transactions:
Credit Chosen (Sign Receipt)
Debit/Cash Back (Enter ATM Pin)
Replacement Card $10.00
VISA Credit Card  
Foreign Transaction 1% of transaction
Late Payment $25.00/month
Replacement Card $10.00
Replacement Pin $5.00
Returned Check $25.00
Rush Card $60.00
Safe Deposit Box*  
3" x 5" Box $35.00/year
5" x 5" Box $50.00/year
3" x 10" Box $55.00/year
5" x 10" Box $75.00/year
10" x 10" Box $125.00/year
Drilling $150.00
New Key $5.00
Effective 03/01/2016 Subject to change without notice

*These service charges may be reduced or free depending on the member’s tier achieved in MC EFCU’s Member Value Program (MVP).

Some of the above products and services are Not NCUA Insured, Not Credit Union Guaranteed and May Lose Value.

FDIC Equal Housing Lender
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