Fee Schedule
| Account Research/Reconciliation | $25.00/hour - Call for an appointment |
| Account Verification | $10.00 |
| ACH Return (NSF/Uncollected) | $35.00 |
| Bill Payment Service | FREE |
| Check Cashing for non-member | $5.00 |
| Deposit Account Collection, if account is over 30-days | $20.00 |
| Dormant Account | $5.00/month - 12 months no activity and balance <$250.00 |
| Duplicate Lien Release | $10.00 |
| Early Account Closure, if account closed within six months | $20.00 |
| Escheatment | $100.00 |
| Foreign Check Deposit | Cost to Credit Union |
| Holiday Club Early Withdrawal | $15.00, one free |
| Loan Re-Application Fee, if re-applying with six months after denial | $20.00 |
| Online Banking | FREE |
| Levy (Attachments/Garnishments) | $100.00 |
| Money Orders | $3.00 |
| Notary Service | FREE for Members; $2.00 for non-members |
| PHOTOCOPIES: | |
| Check MCEFCU Check Statement/Account History |
$5.00 $10.00 $5.00/month |
| Returned Deposit Item | $30.00 |
| Shared Branch Transactions | FREE |
| Statement Returned for Bad Address | $5.00 |
| Stop Payment (Check, ACH and Bill Payment) | $30.00 |
| TRAVELERS CHEQUES: | |
| One Signer Two Signers |
1% of the amount 2% of the amount |
| VISA Gift Card | $3.95 |
| WESTERN UNION QUICK CASH: | |
| Domestic Foreign Foreign over $500.00 |
$16.00 $26.00 $26.00 + 2% of principal amount |
| WIRE TRANSFER: | |
| Continental U.S. - outgoing Continental U.S. - incoming International |
$20.00 $10.00 $45.00 |
| Withdrawal Check (3rd Party) | $5.00 |
| CHECKING ACCOUNT FEES: | |
| Automatic Overdraft Transfer (from Savings) | $5.00 |
| Check Order | Price based on style chosen |
| Courtesy Pay | $30.00 |
|
Nonsufficient Funds (NSF/Uncollected)
- Includes checks, LOC checks, ACH, MCEFCU Check Card, ATM Transactions, Bill Pay, Reg. D and negative balance |
$35.00 |
| ATM & VISA Check Card | |
| ATM Transactions: | |
| MCEFCU Owned/Co-OP ATMs All other ATMs |
FREE $2.00 |
| New ATM/Debit Card Rush Fee | $60.00 |
| POS Transactions: | |
| Credit Chosen (Sign Receipt) Debit/Cash Back (Enter ATM Pin) |
FREE $1.00 |
| Replacement Card | $10.00 |
| Replacement Pin | $5.00 |
| VISA Credit Card | |
| Late Payment | $25.00/month |
| Replacement Card | $10.00 |
| Replacement Pin | $5.00 |
| Safe Deposit Box | |
| 3" x 5" Box | $35.00/year |
| 5" x 5" Box | $50.00/year |
| 3" x 10" Box | $55.00/year |
| 5" x 10" Box | $75.00/year |
| 10" x 10" Box | $125.00/year |
| Drilling Fee | $150.00 |
| New Key | $5.00 |
| Effective 11/29/2012 | Subject to change without notice |
Some of the above products and services are Not NCUA Insured, Not Credit Union Guaranteed and May Lose Value.
