Montgomery County EFCU
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Home Equity Loan Rates


Fixed Rate1 - Home Equity Loan


5 Year as low as 4.50%
7 Year as low as 5.25%
10 Year as low as 6.25%
15 Year as low as 6.75%


Equity Direct1 - Home Equity Line of Credit


Example Prime Rate3

Rate Calculation as low as3

Rates as low as4

3.25% Prime 3.49%



Click the green button on the right for more information.


1. Rates effective 03/15/14 Rates subject to change without notice.

2. Actual rate depends on individual qualifications and is subject to change.

3. The APR for all Equity Direct Home Equity Lines of Credit are based on the U.S. prime rate as published in the Wall Street Journal. The U.S. prime rate shown is the rate effective December 3, 2014. 

4. The current floor (lowest) rate is 3.49%


FDIC Equal Housing Lender
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