Montgomery County EFCU
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 Home Equity Loan Rates

Home Equity Loan1

5 Year as low as 4.50%
7 Year as low as 5.25%
10 Year as low as 6.25%
15 Year as low as 6.75%

Home Equity Line of Credit1

Example Prime Rate3 Rate Calculation as low as3  Rates as low as4 
3.25% Prime 3.49%

 Click the red button on the top right to apply online.

1. Rates effective 03/15/14 Rates subject to change without notice.
2. Actual rate depends on individual qualifications and is subject to change.
3. The Annual Percentag Rate (APR) for all Home Equity Lines of Credit is based on the Prime Rate as published in the Wall Street Journal. The Prime Rate shown is the rate effective March 4, 2015. 
4. The current floor (lowest) APR is 3.49%
5. MC EFCU pays all closing costs on Home Equity Line of Credt (HELOC) loans, excluding taxes, in exchange for a $10,000 draw and a 3-year minimum period that the loan is open. Total closing costs generally range from $100 to $1,500. See credit union for all details.


FDIC Equal Housing Lender
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