Montgomery County EFCU
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rates

 Home Equity Loan Rates

Home Equity Loan1

 
5 yr. APR2
(as low as)
10 yr. APR2
(as low as)
15 yr. APR2
(as low as)
Up to  80% LTV
3.25% 4.25%   4.75%
81% - 90% LTV
3.75%  4.75%  5.25%
91% - 100% LTV
 
4.25% 5.25% 5.75%
 
 
 

 

 
 
 
 

Home Equity Line of Credit1

 
APR2
(As low as)
Up to  80% LTV
3.49%
81% - 90% LTV
Prime3 plus 1%
91% - 100% LTV
 
Prime3 Plus 2%

 
1. Rates effective 09/01/15 Rates subject to change without notice.
2. Actual rate depends on individual qualifications and is subject to change.
3. The Annual Percentage Rate (APR) for all Home Equity Lines of Credit is based on the Prime Rate as published in the Wall Street Journal. The Prime Rate shown is the rate effective March 4, 2015. 
4. The current floor (lowest) APR is 3.49%

 

5. MC EFCU pays all closing costs on Home Equity Line of Credt (HELOC) loans, excluding taxes, in exchange for a $10,000 draw and a 3-year minimum period that the loan is open. Total closing costs generally range from $100 to $1,500. See credit union for all details.

 

 

 

 

FDIC Equal Housing Lender
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