Standard Vehicle Rates

The above rates include a 0.25% discount for loan payments made via payroll deduction. If the payroll deduction stops, for any reason, your Annual Percentage Rate will increase by 0.25%, and you will make more payments of the same amount until what you owe has been repaid.

Consumer Loan Rates

The above rates include a 0.25% discount for loan payments made via payroll deduction. If the payroll deduction stops, for any reason, your Annual Percentage Rate will increase by 0.25%,

*Rates dependant on indiviudal qualifications.

** MVP rate reductions are not applicable to Visa Classic or Visa Platinum Credit Card rates.

Annual Percentage Rate: The ANNUAL PERCENTAGE RATE offered for the above loans may be higher than the rate stated above based on certain creditworthiness criteria. Ask the Credit Union for more details and the rate you qualify for.

Vehicle Advances: Your minimum monthly payment will be $100.00.

Signature LOC (Line of Credit)/ Overdraft Protection: Your minimum monthly payment will be $5 per every $250 balance, due on the 15th of every month.
Late Charges: If your payment is 10 or more days late you will pay a late charge of 5% of the past due payment, or $5.00, whichever is greater.
Collection Costs: You agree to pay all costs of collecting the amount you owe under this Agreement, including court costs and reasonable attorney fees.