Montgomery County EFCU
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Standard Vehicle Rates

Effective November 1, 2015 .
Rates subject to change without notice.
Mechanical Repair Coverage     
Street-smart drivers are turning to Mechanical Repair Coverage. It protects you against many of the costly auto mechanical repairs no longer covered by your vehicle’s manufacturer’s warranty. Answer the following questions to determine if Mechanical Repair Coverage is right for you.

Are you purchasing a used vehicle?
If you are purchasing a used vehicle, you may not have protection against unexpected auto mechanical repairs. Click Continue.

How long do you plan to keep your new or leased vehicle?
If you plan to keep your vehicle longer than your manufacturers warranty period, click Continue.

How many miles do you drive per year?
If your annual mileage multiplied by the number of years you plan to keep your vehicle exceeds your manufacturers warranty, click Continue.


Personal Loan Rates

Effective November 1, 2015
Rates subject to change without notice.

The above Vehicle and Personal Loan rates include a 0.25% discount for automatic transfer payments and a 0.15% discount for the MVP Sweetest Tier. If the automatic transfer payment stops, for any reason, the Annual Percentage Rate will increase to the undiscounted rate. Click here to see the advantages of our MVP Program.

*Rates dependant on individual qualifications.

** MVP rate reductions are not applicable to VISA Platinum or VISA Platinum Rewards Credit Card rates.

Annual Percentage Rate: The ANNUAL PERCENTAGE RATE offered for the above loans may be higher than the rate stated above based on certain creditworthiness criteria and MVP status. Ask the Credit Union for more details and the rate you qualify for.

LOC (Line of Credit): Your minimum monthly payment will be $5 per every $250 balance, due on the 15th of every month.
Late Charges: If your payment is 10 or more days late you will pay a late charge of 5% of the past due payment, or $5.00, whichever is greater.


FDIC Equal Housing Lender
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