Montgomery County EFCU
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Online Banking Security

Q: Can anyone else see my accounts over the Online Banking?
A: MCEFCU uses the latest technology to keep your account information secure. Security features exist at every level-from your PC, to the Online Banking, and over our secure network. The following features are offered for full security:

  • password protection
  • Enhanced Login Security
  • lockout - access is denied after the fifth consecutive invalid login
  • timeout - account Access automatically logs off after a designated period of time
  • exit button - exits Online Banking Bill Payment and Account Access
  • encrypted URL - ensures that any account information that appears in the URL is not readable
  • SSL (secure sockets layer) protocol - allows for the transfer of digitally signed certificates for authentication procedures, and provides message integrity, ensuring that the data can't be altered during a transaction. In SSL protocol, Web addresses usually start with "https" instead of "http"

Q: What can I do to maximize the security provided for my account?
A: The Online Banking service has several effective security techniques that we encourage you to implement when you use the Online Banking service:

  1. Never reveal your password to anyone or leave your password anywhere that someone else can obtain and use it.
  2. Change your password on a regular basis.
  3. Use the Exit button to end each Online Banking session. Do not use the Back button to exit the site.
  4. Change your session timeout in User Options to a time that meets your needs.
  5. Balance your account on a regular basis. Online Banking makes it easy!
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