Additional Benefits

Earn dividends - do more, get more with MC EFCU's Member Value Program (MVP). When you surpass the 'Basic' level, you can start earning up to 0.15% APY.

Courtesy Pay - are you short on cash? No worries, we have you covered with Courtesy Pay. Your MC EFCU checking account may be overdrawn up to $750.00 in case of an emergency for a minimal service charge.


*There are certain fees that apply on an individual basis, such as the 'Overdraft Fee.' See the 'Service Charge Schedule' for details on the various charged MC EFCU may assess.